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Let Sailing Home Realty, Corp. assist you in applying for a home loan in Baldwin

Getting your mortgage is just one part of a real estate transaction. Sailing Home Realty, Corp. is seasoned at helping both new and experienced buyers alike in all areas of real estate. Contact me if your needs include a professional REALTOR® ready for the business side of buying and selling.

Feeling lots of anxiety over applying for a mortgage? You don't have to be. Being familiar with many lending companies in Baldwin has helped me understand a few things that will make the loan application process pretty simple.

1 – Assemble a list of questions about your loan program

If you find that you do not totally realize the advantages and disadvantages of all the different loan programs, be sure you have a list of questions.One of my lender contacts or I can assist you with understanding the advantages and disadvantages of each program, because it's hard to know the distinctions between fixed and adjustable rate mortgages.

2 – Decide when you want to lock

When you lock in the interest rate, it signifies that the lender commits to the mortgage interest rates for the loan – commonly at the time the loan application is submitted.By floating the rate, you can lock the rate anytime between the day of your loan application and the issuing of closing documents. Those who decide to float presume that interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.


3 – Compile your paperwork

Obtaining a loan requires lots of paperwork, so you should take some time to get all your documentation together. Click here to preview normal information that goes on a loan application.

Sailing Home Realty
of Long Island LLC
1025 Atlantic Ave
Baldwin, NY 11510
Phone: 516-377-4760
Email: SailingHomeRealty@gmail.com

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